One person controls the entire payment path
An employee can create a vendor, change payment details, and approve the resulting payment without independent review.
Cybersecurity & Risk • Financial Systems & Controls
Business Account & Financial-System Security Review
A focused review of the systems and workflows that can expose a small business to financial loss, payroll disruption, sensitive-data exposure, or account takeover.
Human reviewEvidence-supported findingsPractical remediation
Designed for real business operations
Small-business security risk often hides inside ordinary access and payment processes.
The review is designed for businesses using QuickBooks, payroll platforms, Microsoft 365 or Google Workspace, online banking, electronic payments, cloud storage, and other critical SaaS accounts.
Access remains after responsibility ends
A former employee, contractor, or provider retains access to email, financial systems, cloud storage, or administrative accounts.
Recovery exists only on paper
Backups are present, but restoration has not been tested and access to the recovery system is not adequately protected.
Scope of review
Focused on the accounts and controls with material business consequences.
The exact scope is agreed before work begins and reflects the client’s systems, team, providers, risk, and available evidence.
Identity & access
MFA, administrative and shared accounts, user permissions, privileged access, stale accounts, contractors, onboarding, offboarding, and account recovery.
Financial systems & payments
QuickBooks, payroll, banking, payment processors, credit-card administration, vendor changes, ACH controls, approvals, segregation of duties, and audit trails.
Business accounts & SaaS
Microsoft 365, Google Workspace, cloud storage, critical SaaS, integrations, administrative access, user provisioning, and sensitive client or employee data.
Backup & recovery
Backup coverage, protected access, recovery procedures, restoration readiness, critical dependencies, and continuity for financial operations.
Operational security
Employee and contractor practices, security responsibilities, system and account inventories, basic policy gaps, financial-fraud controls, and incident-readiness basics.
Workflow verification
How permissions and controls operate in practice, including approvals, change verification, exceptions, evidence, ownership, and reliance on outside providers.
What the client receives
A decision-ready review, not a scanner report.
Lilly performs a human review of business systems, permissions, workflows, and controls. Findings connect observed conditions to realistic financial, operational, account-compromise, or data-exposure consequences.
Recommendations are ordered so management can distinguish urgent exposure from near-term control work and longer-term improvement.
How the review works
Structured, evidence-based, and proportionate to a small business.
The review is informed by recognized cybersecurity and internal-control practices, including the NIST Cybersecurity Framework where appropriate. This does not imply NIST certification or endorsement.
- 1
Define the material systems
We agree on the accounts, platforms, workflows, people, and providers within scope and identify the evidence available for review.
- 2
Examine access and control operation
We review configurations, permissions, records, documented procedures, and the way key financial and administrative changes actually occur.
- 3
Prioritize practical action
Management receives clear findings, supporting observations, risk levels, and remediation priorities, followed by a findings discussion.
Clear service boundary
A defensive review of business systems and controls.
The engagement identifies material weaknesses and supports practical remediation. It does not certify compliance, guarantee security, or substitute for specialist offensive-security, forensic, legal, or continuously monitored services.
Included when scoped
- Interviews and workflow review
- Account, permission, and control review
- Configuration and evidence sampling
- Financial-fraud and recovery controls
- Prioritized findings and recommendations
Not included
- Penetration testing or red teaming
- Exploitation attempts or malware analysis
- Digital forensics or 24/7 incident response
- SOC or managed detection and response
- Regulatory certification or legal opinions
- Guaranteed compliance or guaranteed security
Start with a defined scope
Review the accounts and workflows the business cannot afford to lose control of.
Tell us which financial systems, business accounts, payment processes, or access concerns need attention. We will determine whether this focused review is the right starting point.
Important limitation
A security and controls review reduces uncertainty and supports improvement; it cannot eliminate risk or guarantee that an incident, fraud, outage, loss, or compliance issue will not occur. Services are defined by written engagement scope.